What a young couple worth -$300k looks like
Do you see those two smiling young faces?
That was my wife and I at over $304,000 in debt.
But you know what?
I’m glad we were…
Because it taught me 4 valuable lessons:
Lesson #1: Our education was worth it.
Lots of people love to talk down on the education system. And even though it was a major source of debt—it’s where I studied to be a CPA and taught me everything I know.
Lesson #2: It forced us to budget.
The less you make, the less options you have—and we had to cut our expenses by over 40%.
Lesson #3: We became extremely risk averse.
Which made us invest in safe index fund that almost guaranteed a return on our investment. Instead of shiny things like crypto or growth stocks
Lesson #4: We built unbreakable habits.
They’re never going away. No matter how much we make (we’re officially millionaires), we still spend and invest more responsibly than we have to.
Do yourself a favor and learn from our lessons so you don't continue to make the same mistakes we did.
AND if you're ready to stop spending with no direction and start your journey to financial independence...
I'll help you set up the same exact system that worked for us inside Budgetdog Academy.
If you're an individual/family earning ~6 figures/year and willing to commit to finding your path to financial freedom in 6 months—learn how you can apply here.
Brennan "-$300k" Schlagbaum
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